Your household, saved
Keep retirement dates, accounts, income sources, spending phases, and important assumptions together without re-entering the plan.
The product we are building next
A living retirement plan—not a percentage of everything you built.
Save the household picture, test decisions across years, and know what deserves attention next. The target founding price is $299 per year, with no assets-under-management charge.
Preview only. We are not accepting payment yet.What-if scenarios
Compare retirement dates, Social Security ages, Roth conversions, property income, fees, market stress, care, and survivor paths.
An annual decision checkup
See what changed, what is still on track, which deadlines are approaching, and which assumption now deserves verification.
Plain-English decision memos
Turn each scenario into a short record of the choice, assumptions, tradeoffs, official sources, questions, and next step.
Secure document exports
Create a household summary for a spouse, tax professional, attorney, or financial adviser without sharing investment credentials.
Human help, designed carefully
If individual advice is offered, it will come through properly qualified professionals with the scope, duty, conflicts, and price stated clearly.
Why this model
Advice should have a visible price and a visible job.
On a $2 million portfolio, a 1% fee begins near $20,000 a year. A subscription can be priced around the work instead of the wealth.
Measure the advisor-fee tradeoff →1% of $2 million$20,000per year before other expenses
Target membership$299per household per year
This comparison illustrates pricing models, not equivalent services. Individual fiduciary advice is a regulated service and is not included in the current free site.
The line we will not blur
Software can organize a decision. Individual advice requires accountability.
The member product will begin with education, calculations, saved scenarios, and decision organization. We will not market an automated output as a personal fiduciary recommendation. Any future human advice offering must state who provides it, what duty applies, what it covers, how the professional is paid, and where conflicts exist.
Tell us what would make this worth $299 →